Privacy Policy

This Privacy Policy was last updated and posted on June 15, 2026. It governs the privacy terms of our website located at https://www.amortization-calc.com, together with its sub-domains (collectively, the "Website"), which is owned and operated by ARSIDIAN LLC, a Wyoming limited liability company ("we", "us" or "our"). Any capitalized terms not defined in this Privacy Policy have the meaning specified in our Terms of Use.

Your privacy is important to us. This Policy explains what information we collect when you use the Website, how we use it, and the choices you have. The Website provides free amortization and loan calculators; you can use them without creating an account. By using the Website, you agree to the collection and use of information in accordance with this Policy.

  • Before or at the time of collecting personal information, we identify the purposes for which information is being collected.
  • We collect and use personal information solely to fulfil those purposes and other compatible purposes, unless we obtain the consent of the individual concerned or as required by law.
  • We retain personal information only as long as necessary for the fulfilment of those purposes.
  • We collect personal information by lawful and fair means.
  • Personal data should be relevant to the purposes for which it is used and, to the extent necessary for those purposes, should be accurate, complete, and up-to-date.
  • We protect personal information with reasonable security safeguards against loss, theft, and unauthorized access, disclosure, copying, use, or modification.

Definitions

"Non-Personal Information" is information that is not personally identifiable to you and that we automatically collect when you access the Website with a web browser. It may also include publicly available information that is shared between you and others.

"Personally Identifiable Information" is non-public information that is personally identifiable to you and that you provide to us, or that we obtain about you, in order to provide the Website. It may include information such as your name and email address.

Information We Collect

Generally, you control the amount and type of information you provide to us when using the Website. You can browse the Website and use the calculators without providing any Personally Identifiable Information.

Information you provide. If you contact us through the contact form on our About Us page, we collect the name, email address, and message you submit so that we can respond to your inquiry. The contact form is protected by Cloudflare Turnstile to prevent abuse.

Information collected automatically. Like most websites, we automatically collect certain information when you visit, which is typically Non-Personal Information. This includes your device's Internet Protocol ("IP") address, browser type and version, the referring and exit pages, the pages you visit, the date and time of your visit, and the time spent on those pages. We may infer your approximate location (such as your city or region) from your IP address in order to display relevant content. We do not use GPS or precise device location.

Cookies and Similar Technologies

The Website uses "cookies" — small pieces of data stored on your device by your web browser — and similar technologies. We and our third-party partners (described below) use them to remember your preferences (such as light or dark theme), to understand how the Website is used, and to deliver and measure advertising. Most web browsers can be set to disable cookies; however, if you disable cookies, some functionality of the Website may not work correctly. We never place Personally Identifiable Information in cookies.

Advertising

The Website is supported by advertising. We use Google AdSense to display ads. Google and its partners are third-party vendors that use cookies to serve ads based on your prior visits to this and other websites.

  • Google's use of advertising cookies enables it and its partners to serve ads to you based on your visit to this and/or other sites on the Internet.
  • You may opt out of personalized advertising by visiting Google Ads Settings.
  • You can opt out of personalized advertising from many participating third-party vendors at aboutads.info/choices or youronlinechoices.com.

For more information about how Google uses data when you use our Website, see Google's Privacy & Terms.

Analytics

We use Google Analytics to help us understand how visitors use the Website. Google Analytics collects Non-Personal Information such as how often users visit, what pages they view, and what other sites they used prior to coming to the Website. We use this information only to improve the Website. You can prevent your data from being used by Google Analytics by installing the Google Analytics Opt-out Browser Add-on.

How We Use Your Information

  • To operate and improve the Website. We use the information we collect to provide the calculators, customize content (such as your theme preference), analyze usage trends, and improve our services.
  • To respond to you. We use the information you submit through the contact form to respond to your inquiry.
  • To display advertising. We and our advertising partners use information as described in the Advertising section above.
  • Legally required releases of information. We may be legally required to disclose your Personally Identifiable Information where such disclosure is (a) required by subpoena, law, or other legal process; (b) necessary to assist law enforcement officials or government enforcement agencies; (c) necessary to investigate violations of or otherwise enforce our Terms of Use; (d) necessary to protect us from legal action or claims from third parties; or (e) necessary to protect the legal rights, property, or personal safety of ARSIDIAN LLC, our users, or the public.

How We Share Your Information

We do not sell, rent, or trade your Personally Identifiable Information. We may share information with service providers who perform services on our behalf — such as our hosting and security provider (Cloudflare) and our advertising and analytics providers (Google) — which receive only the information necessary to perform those services. We may also disclose information as described under "Legally required releases of information" above, or in connection with a merger, acquisition, or sale of assets.

Children's Privacy

The Website is not directed to children under the age of 13, and we do not knowingly collect Personally Identifiable Information from children under 13. This is consistent with the Children's Online Privacy Protection Act (COPPA). If you believe that a child under 13 has provided us with personal information, please contact us and we will take steps to delete that information.

Data Security

The security of your information is important to us, but no method of transmission over the Internet or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your information — including transmission over an encrypted SSL connection where supported by your browser — we cannot guarantee its absolute security. You should take care in deciding what information you send to us by email or through the contact form.

Links to Other Websites

The Website may contain links to other websites that are not under our control. These websites may have their own privacy policies. We have no responsibility for linked websites and provide these links solely for the convenience of our visitors. You access such linked websites at your own risk, and you should review their privacy policies.

Changes to This Privacy Policy

We reserve the right to modify this Privacy Policy at any time. If we make material changes, we will update the "last updated" date at the top of this Policy and, where appropriate, notify you by other means. Any changes are effective as of the updated date and replace any prior Privacy Policy. You should review this Privacy Policy periodically.

Contact Us

If you have any questions about this Privacy Policy or our privacy practices, please contact us through the contact form on our About Us page.